永恒的话题:永久产权VS 99年产权

R058886I 提交于 周二, 07/21/2020 - 00:00

<p><span style="font-size:15px;font-family:SimSun">话说在新加坡,关于永久产权</span><span style="font-size:15px;font-family:SimSun">VS 99</span><span style="font-size:15px;font-family:SimSun">年租赁产权的争论永无止境!据小</span><span style="font-size:15px;font-family:SimSun">Li</span><span style="font-size:15px;font-family:SimSun">飞刀观察,大部分国内来的朋友都对新加坡的永久产权有着天然好感,可能出于对国内</span><span style="font-size:15px;font-family:SimSun">70</span><span style="font-size:15px;font-family:SimSun">年产权的不安?当然新加坡本地人特别老一辈也更是对永久产权(</span><span style="font-size:15px;font-family:SimSun">freehold</span><span style="font-size:15px;font-family:SimSun">)的房产情有独钟。</span></p><p><span style="font-size:15px;font-family:SimSun">所以</span><span style="font-size: 15px; font-family: SimSun;">我这次就来</span><span style="font-size: 15px; font-family: SimSun;">818</span><span style="font-size: 15px; font-family: SimSun;">细节分析下吧。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">我们都知道,关于房产的重要功能就是<strong>保值和升值</strong>,所以就从这个角度来对比永久产权</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">Freehold VS 99年租赁产权Leasehold。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246"><br/></span></p><p><strong><span style=";font-family:SimSun;color:#548DD4">对比</span></strong><strong><span style=";color:#548DD4">1</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">:究竟</span></strong><strong><span style=";color:#548DD4">99</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">年产权公升值快还是永久产权升值快?</span></strong></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">直接上图近十年(</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">2009-2019)全新加坡公寓交易平均尺价数据:黄色的永久产权,蓝色的99年产权,对比如下:</span></p><p><img data-media-id="14129" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">哇</span><span style="font-size:15px;color:#3E4246">~</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">是不是挺惊奇?</span></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">新加坡</span><strong><span style="font-size:15px;color:#3E4246">99</span></strong><strong><span style="font-size:15px;font-family:SimSun;color:#3E4246">年</span></strong><span style="font-size: 15px;font-family:SimSun;color:#3E4246">产权的公寓近十年尺价升值</span><strong><span style="font-size:15px;font-family:SimSun;color:red">超过</span></strong><strong><span style="font-size:15px;font-family:SimSun;color:#3E4246">永久</span></strong><span style="font-size:15px;font-family:SimSun;color:#3E4246">产权呢(</span><span style="font-size:15px;color:#3E4246">86.7% VS 60.8%</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">)。</span></p><h3><span style="font-size:19px;font-family:SimSun;color:#548DD4">结论</span><span style="font-size:19px;color:#548DD4">1</span><span style="font-size:19px;font-family:SimSun;color:#548DD4">:</span><span style="font-size:19px;font-family:SimSun;color:#548DD4">在过去的十年中,</span><span style="font-size:19px;color:#548DD4">99</span><span style="font-size:19px;font-family:SimSun;color:#548DD4">年产权公寓的总体升值速度更快</span></h3><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">虽然我们都知道,对比同等位置和屋龄的</span><span style="font-size:15px;color:#3E4246">99</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">年公寓,新加坡永久产权的公寓通常有着</span><span style="font-size:15px;color:#3E4246">10</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">%至</span><span style="font-size:15px;color:#3E4246">15</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">%的溢价,难道这是他们升值速度不如</span><span style="font-size:15px;color:#3E4246">99</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">年产权的重要原因?</span></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">而我思考的角度是:整个</span><span style="font-size:15px;color:#3E4246">“</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">永久</span><span style="font-size:15px;color:#3E4246">VS 99”</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">争论的本身就是个很<strong>抽象的概念</strong>?</span></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">从投资的角度是不是更应该关注公寓的<strong>地点、设施、质量、维护管理、租金收益</strong>等</span><strong><span style="font-size:15px;font-family:SimSun;color:red">更重要</span></strong><span style="font-size: 15px;font-family:SimSun;color:#3E4246">的因素呢?</span></p><h3><span style="font-size:15px;color:#3E4246">&nbsp;</span></h3><h3><span style="font-size:15px;font-family:SimSun;color:#3E4246;font-weight:normal">下面我们来看</span><span style="font-size:16px;font-family:SimSun;color:#548DD4">对比</span><span style="font-size:16px;color:#548DD4">2</span><span style="font-size:16px;font-family:SimSun;color:#548DD4">:新加坡的</span><span style="font-size:16px;color:#548DD4">“Enbloc</span><span style="font-size:16px;font-family:SimSun;color:#548DD4">狂潮</span><span style="font-size:16px;color:#548DD4">”</span><span style="font-size:16px;font-family:SimSun;color:#548DD4">是否有助于永久产权物业升值?</span></h3><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">从理论上讲,永久产权公寓在集体出售(</span><span style="font-size:15px;color:#1F2126">Enbloc</span><span style="font-size: 15px;font-family:SimSun;color:#1F2126">)交易中应该显现其价值,也就是或者更高的价格,因为其租约没有耗尽,而且业主们不会有被迫出售的情况。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">我看到过去十年,特别是</span><span style="font-size:15px;color:#1F2126">2017/2018</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年是个新加坡</span><span style="font-size:15px;color:#1F2126">Enbloc</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">集体出售市场的高峰,尤其当不少中资背景开发商</span><span style="font-size:15px;color:#1F2126">2017</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年涌入市场之后,相当火爆。</span>&nbsp; &nbsp; &nbsp;</p><p><img data-media-id="14132" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/></p><p><span style="font-size:15px;font-family:SimSun;color:#3E4246">此后政府于</span><span style="font-size:15px;color:#3E4246">2018</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">年</span><span style="font-size:15px;color:#3E4246">7</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">月</span><span style="font-size:15px;color:#3E4246">5</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">日采取降温措施,集体出售放慢了脚步,当时政府对房地产开发商征收了</span><span style="font-size:15px;color:#3E4246">25%+5%</span><span style="font-size: 15px;font-family:SimSun;color:#3E4246">的额外买家印花税(</span><span style="font-size:15px;color:#3E4246">ABSD</span><span style="font-size:15px;font-family:SimSun;color:#3E4246">)。</span>&nbsp; &nbsp;&nbsp;</p><p><img data-media-id="14134" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">为了了解集体出售市场上永久产权公寓是否真正显现优势,我们来观察下这个时期永久产权</span><span style="font-size:15px;color:#1F2126">VS 99</span><span style="font-size: 15px;font-family:SimSun;color:#1F2126">年的价格差距。</span>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p><p><img data-media-id="14128" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">我们可以看到,在</span><span style="font-size:15px;color:#1F2126">2017</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年,永久产权公寓与</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年租赁产权公寓之间的差距有所缩小,</span><span style="font-size:15px;color:#1F2126">2017</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年期间仅比</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年产权溢价约</span><span style="font-size:15px;color:#1F2126">12.2%</span><span style="font-size: 15px;font-family:SimSun;color:#1F2126">。这一差距在前一年为</span><span style="font-size:15px;color:#1F2126">13.6%</span><span style="font-size: 15px;font-family:SimSun;color:#1F2126">,在后一年稍扩大为</span><span style="font-size:15px;color:#1F2126">15.4%</span><span style="font-size: 15px;font-family:SimSun;color:#1F2126">。</span></p><p><strong><span style="font-size: 19px;font-family:SimSun;color:#548DD4">结论</span></strong><strong><span style="font-size:19px;color:#548DD4">2</span></strong><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4">:在</span></strong><strong><span style="font-size:19px;color:#548DD4">Enbloc</span></strong><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4">集体出售激增的时期,永久业权公寓升值似乎不如许多投资者所期望的那样多。</span></strong></p><p><strong><em><span style="font-size:19px;color:#1F2126">&nbsp;</span></em></strong></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">那么回顾过去几年的</span><span style="font-size:15px;color:#1F2126">Enbloc</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">市场,</span><strong><span style=";font-family:SimSun;color:#548DD4">对比</span></strong><strong><span style=";color:#548DD4">3</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">:究竟是永久产权还是</span></strong><strong><span style=";color:#548DD4">99</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">年公寓更受开发商欢迎呢?</span></strong></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">小</span><span style="font-size:15px;color:#1F2126">Li</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">飞刀用了手上的数据做了个表格</span>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p><p><img data-media-id="14135" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">貌似永久产权</span><span style="font-size:15px;color:#1F2126">FH</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">在集体出售的数量上完胜?没错!</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">一方面因为新加坡政府出售地皮</span><span style="font-size: 15px;color:#1F2126">GLS</span><span style="font-size:15px;font-family: SimSun;color:#1F2126">没有永久地契的,另一方面要考虑到土地大小、地点、单位数、总收购金额等条件,这么直接比较数量<strong>不一定公平</strong>。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">如果我们仔细比较地价、售价、后续产品受欢迎程度等,会有不同结论嘛?</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">这次就先不展开讲这些,有兴趣可以私聊</span><span style="font-size:15px;color:#1F2126">: rammztein</span></p><p><strong><span style="font-size: 19px;font-family:SimSun;color:#548DD4">结论</span></strong><strong><span style="font-size:19px;color:#548DD4">3</span></strong><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4">:开发商似乎更喜欢</span></strong><strong><span style="font-size:19px;color:#548DD4">Enbloc</span></strong><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4">(集体收购)永久产权的公寓</span></strong></p><p><strong><em><span style="font-size:15px;font-family:SimSun">编者按:此结论只限于</span></em></strong><strong><em><span style="font-size:15px">2018</span></em></strong><strong><em><span style="font-size:15px;font-family:SimSun">年</span></em></strong><strong><em><span style="font-size:15px">10</span></em></strong><strong><em><span style="font-size:15px;font-family:SimSun">月</span></em></strong><strong><em><span style="font-size:15px">18</span></em></strong><strong><em><span style="font-size:15px;font-family:SimSun">日之前,因为</span></em></strong><strong><em><span style="font-size:15px">URA</span></em></strong><strong><em><span style="font-size:15px;font-family:SimSun">之后修改了公寓重建条例</span></em></strong></p><p><strong><em><span style="font-size:15px;font-family:SimSun">有兴趣的衍生阅读前文分析:&nbsp;</span></em></strong><a href="http://zl90268348.sg.qybee.com/#/article/4145&quot; target="_blank"><span style="background-color: rgb(255, 255, 255); color: rgb(51, 51, 51); font-size: 14px;">还在等Enbloc?先洗洗睡吧</span></a></p><p><strong><span style="font-size:15px;color:#548DD4">&nbsp;</span></strong></p><h3><span style="font-size:16px;font-family:SimSun;color:#548DD4">对比</span><span style="font-size:16px;color:#548DD4">4</span><span style="font-size:16px;font-family:SimSun;color:#548DD4">:下面我们再选几个特定地点来进行比较</span></h3><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">如上所述,公寓地点、设施、便利程度等因素可能比地契更重要。因此,为了更公平地比较,让我们看一下新加坡<strong>乌节路</strong></span><strong><span style="font-size:15px;color:#1F2126">D9</span></strong><span style="font-size:15px;font-family:SimSun;color:#1F2126">地区的永久地契和</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年公寓的尺价表现</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">之所以使用这个位置,是因为乌节路是一个相对较小的区域,并且大多数公寓(永久地契或者</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">)共享相同的便利设施(比如乌节路的中心位置和生活便利)。而且该地区的许多公寓建造标准都较高。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">这是过去十年的尺价表现对比,黄色的是</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年,蓝色的是永久产权:</span>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</p><p><img data-media-id="14130" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">我们惊奇的发现,在</span><strong><span style="font-size:15px;font-family:SimSun;color:#548DD4">乌节路</span></strong><strong><span style="font-size:15px;color:#548DD4">D9</span></strong><strong><span style="font-size:15px;font-family:SimSun;color:#548DD4">地区</span></strong><strong><span style="font-size:15px;color:#548DD4">99</span></strong><strong><span style="font-size:15px;font-family:SimSun;color:#548DD4">年产权比永久产权公寓升值略多。</span></strong></p><p><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年产权的价格每平方英尺上涨了近</span><span style="font-size:15px;color:#1F2126">80</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">%,而永久产权的单位仅上涨了约</span><span style="font-size:15px;color:#1F2126">66.2</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">%。</span></p><p><span style="font-size:15px;color:#1F2126">&nbsp;</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">聪明的读者可能会指出:豪华公寓与大众市场公寓完全不同嘛。所我们再来选择<strong>非核心区域的</strong>永久产权和</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年产权公寓进行了比较。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">我们这次挑选了<strong>东海岸</strong></span><strong><span style="font-size:15px;color:#1F2126">D15</span></strong><span style="font-size:15px;font-family:SimSun;color:#1F2126">,一方面该地区的公寓特别多,另一方面第</span><span style="font-size:15px;color:#1F2126">15</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">区内的公寓在整个区域共享附近的海滩和美食天堂。</span>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p><p><img data-media-id="14133" data-media-type="image" src="http://data.sg.1fenda.com/sites/default/files/group/160/images/202007/1…; width="100%" height="auto"/></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">结果与我们刚刚在</span><span style="font-size:15px;color:#1F2126">D9</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">区看到的情况类似:</span><strong><span style="font-size:15px;font-family:SimSun;color:#548DD4">在东海岸</span></strong><strong><span style="font-size:15px;color:#548DD4">D15</span></strong><strong><span style="font-size:15px;font-family:SimSun;color:#548DD4">,与永久产权相比,</span></strong><strong><span style="font-size:15px;color:#548DD4">99</span></strong><strong><span style="font-size:15px;font-family:SimSun;color:#548DD4">年产权物业的平均尺价升值更高!</span></strong><span style="font-size:15px;font-family:SimSun;color:#1F2126">这次十年间两者差距约为</span><span style="font-size:15px;color:#1F2126">15%</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">。</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126"><br/></span></p><p><strong><span style="font-size: 19px;font-family:SimSun;color:#548DD4">结论</span></strong><strong><span style="font-size:19px;color:#548DD4">4</span></strong><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4">:不管是核心、非核心区域,</span></strong><strong><span style="font-size:19px;color:#548DD4">99</span></strong><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4">年产权公寓升值都可能超过永久产权</span></strong></p><p><strong><span style="font-size:19px;font-family:SimSun;color:#548DD4"><br/></span></strong></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">怎么样?是不是颠覆你的想象呢?</span></p><h3><span style="font-size:15px;font-family:SimSun;color:#3E4246;font-weight:normal">所以最后结论是什么?也许</span><span style="font-size:19px;font-family:SimSun;color:#548DD4">不应该让地契</span><span style="font-size:19px;color:#548DD4">/</span><span style="font-size:19px;font-family:SimSun;color:#548DD4">产权对您的投资决定产生太大影响?</span></h3><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">即使对于对价格升值</span><span style="font-size:15px;color:#1F2126">“</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">不感兴趣</span><span style="font-size:15px;color:#1F2126">”</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">的买家(还真有这种买家</span><span style="font-size:15px;color:#1F2126">-_-|||</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">),我也认为不该“无脑”选择永久地契。从成本考虑,要为永久产权支付额外</span><span style="font-size:15px;color:#1F2126">10</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">%到</span><span style="font-size:15px;color:#1F2126">15</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">%的溢价是不是值得?</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">此外,你还需要考虑这间公寓值不值得持有一辈子?</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">不少经验表明:在</span><span style="font-size:15px;color:#1F2126">99</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">年公寓的的剩余地契成为</span><span style="font-size:15px;color:#1F2126">“</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">问题</span><span style="font-size:15px;color:#1F2126">”</span><span style="font-size:15px;font-family:SimSun;color:#1F2126">之前,许多屋主早就出手卖出了。。。比如要搬去其他区域生活、孩子们成家搬走后想换个较小的房子等等。在这些情况下,你是不是无缘无故为永久产权公寓支付了更高的价格呢?</span></p><p><span style="font-size:15px;color:#1F2126">&nbsp;</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">综上所述:</span></p><p style="margin-left:48px"><strong><span style=";color:#548DD4">1.<span style="font:9px &#39;Times New Roman&#39;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style=";font-family:SimSun;color:#548DD4">在过去的十年中,新加坡</span></strong><strong><span style=";color:#548DD4">99</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">年地契公寓的总体升值速度更快</span></strong></p><p style="margin-left:48px"><strong><span style=";color:#548DD4">2.<span style="font:9px &#39;Times New Roman&#39;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style=";font-family:SimSun;color:#548DD4">在新加坡的</span></strong><strong><span style=";color:#548DD4">Enbloc</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">周期中,永久产权物业升值并没有明显体现</span></strong></p><p style="margin-left:48px"><strong><span style=";color:#548DD4">3.<span style="font:9px &#39;Times New Roman&#39;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style=";font-family:SimSun;color:#548DD4">开发商倒是更喜欢集体收购永久产权公寓(</span></strong><strong><span style=";color:#548DD4">2018</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">年</span></strong><strong><span style=";color:#548DD4">10</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">月之前)</span></strong></p><p style="margin-left:48px"><strong><span style=";color:#548DD4">4.<span style="font:9px &#39;Times New Roman&#39;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style=";font-family:SimSun;color:#548DD4">不管是核心、非核心区域,</span></strong><strong><span style=";color:#548DD4">99</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">地契公寓升值都可能超过永久产权</span></strong></p><p style="margin-left:48px"><strong><span style=";color:#548DD4">5.<span style="font:9px &#39;Times New Roman&#39;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></strong><strong><span style=";font-family:SimSun;color:#548DD4">你真的考虑好要多付</span></strong><strong><span style=";color:#548DD4">15%</span></strong><strong><span style=";font-family:SimSun;color:#548DD4">溢价买永久产权公寓嘛?</span></strong></p><p><span style="font-size:15px;color:#1F2126">&nbsp;</span></p><p><span style="font-size:15px;font-family:SimSun;color:#1F2126">当然你还是照例不服的,找我老中医单挑一下?</span></p><p><br/></p>

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